FAQ's

Q. What are the average home sizes available?

A. Homes are available from: 1,100 sq. ft. to 2,900 sq. ft.

Q. How soon can I move into my new home?

A. Move in as little as 3 to 6 weeks depending on the home you select.

Q. How many bedrooms does the home come with?

A. Homes are available in 3, 4 and 5 bedroom styles.

Q. How do I Qualify?

You must have a combined income of *$28,000.

* If Overtime is included in your income, you must be working at your
current job for 24 months.

Income can include:

• W-2 wages
• Over-time if on the same job for 2 years
• Court ordered Child Support
• Social Security & Disability benefits
• Part-time income can count if you have a 24 mo. history of working part-time
• Poor Credit may not be the problem you think it is !
• Our business is helping folks with less then perfect credit!

Qualify 2 yrs out of chapter 7 bankruptcy if you have no new delinquencies. Qualify if you are in Chapter 13 Bankruptcy with 12 months of on-time payments.

Repossessions, Charge Offs & Collections may not have to be repaid if they are 12 months or older

Q.Am I better off Renting?

A. Real Estate has increased in value 6% per year since 1975

A home purchased for $125,000 in 1975 would have a value of $405,425 today based on just 4% appreciation.

Your equity is $0 from your rent payments.

How much have you lost so far?

How much has your landlord gained?

Q. Can I Make Money on Owning a Home?

 A. Current appreciation rate in Charlotte is 5% plus.

Your projected house price and equity if you purchased a $125,000 home today would be:

After 5 years   After 10 years         After 20 years

$159,35          $203,612                 $331,662

Average increase in your home’s value per year.

$6,907             $7,861                     $10,333

You could save this much each year!

Home Ownership can help you make your mortgage payment!

Owning a home has tax benefits that may allow you to increase your take-home pay $100 to $300 per month.

If so, you can use this to help pay your mortgage payment each month

Your landlord may be getting this benefit now!

Bankruptcy is OK!!